I don't know where you get US$1k for a regular exam, but that is wrong.
My doctor, for example, charges a base (list/MSRP/whatever) rate of $120-$180 for a regular exam.
The "negotiated" rate with the insurance company is $80.
The amount I pay, as a patient, is $10.
If you don't have insurance (for a while I didn't), he charges $50.
$1k for a regular exam is fiction.
> The amount I pay, as a patient, is $10.
This is Shkreli math. "Oh, insurance companies pay larger amounts, most people will get this drug for a $10 copay!"
Oh yes, the insurance companies, those philanthropists magicking money out of ... somewhere other than your pocket, be it directly or indirectly.
I don't know where you get US$1k for a regular exam, but that is wrong.
My doctor, for example, charges a base (list/MSRP/whatever) rate of $120-$180 for a regular exam.
The "negotiated" rate with the insurance company is $80.
The amount I pay, as a patient, is $10.
If you don't have insurance (for a while I didn't), he charges $50.
$1k for a regular exam is fiction.