wolco's point, I think, is that BTC "was supposed" to be a payment mechanism, not a store of value. Those who used it "as directed" ended up no worse for it, while those who "invested" lost their money, but "it's their fault".
The fun part is looking back at any bitcoin thread from the past two years, seeing people mention high transaction fees or delays, and the chorus of replies that it's not a currency but a store of value.
Please note the ample use of quotes on my part.