Are those the list prices, or the negotiated prices the providers pay insurers? From my understanding and in my limited experience there is virtually no relationship between the two, and, in reality, even the uninsured don't end up paying list.
List prices, like chargemaster. Yes, on one hand, insurance negotiates %x0 discount on it (but eg in the above case, my insurer, Anthem was -ostensibly- charged full price on it) . OTOH, see example above, whereby simple intervention of designating what specific service I will be taking upfront makes a 10x difference in prices. So, regardless of insurance, this transparency gives a serious lever for informed decision-making (whenever that's possible), and can be used additionally to price negotiation.
