Having $1M (or even $2M or $3M) 40 years in the future is not FU money. Not to mention that if you are unemployable anyway due to old age, you do not need to say FU to anyone in the first place.

There is no set amount you need to make or save. The goal is to learn what you don't need. One of the things you don't need is to say FU.

The thread stems from onion2k’s claim that a regular job will never get you to “FU money”.