More like a $50 credit at Experian/Intuit/The Work Number(parent corp. Experian). It's pretty common for class actions to actually benefit the defendant when plaintiff lawyers take their $millions in exchange for driving more business towards the services they were fighting. Which then simply change their ToS to allow the behavior they were sued over anyway.
Man I was furious when the Zappos settlement a few years ago was a 10% off a future purchase coupon. I don't see any possible way that was a punishment.
Never purchased anything with them since I saw that.
