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It's even more bizarre/frustrating for someone, especially in tech where many of our TC is largely RSUs, not understand that wealth is almost never held in cash.

When I was young (and poor) I also believed that being rich meant having Scrooge McDuck piles of cash to swim in.

After my first big RSU payout I quickly realized that nobody with more than a few 100k in assets keeps anything close to the majority of them in cash. Savings accounts are for the poor. Anyone, even in the every day millionaire level, keeps most of their wealth in non-cash investments, leaving only enough cash to cover crisis situations. Especially with inflation this high, holding cash is literally throwing money away.

Nobody has a bank account with 8 zeros, except maybe lottery winners that never learned the basics of asset management.



It does happen, though it’s a newsworthy event: https://nypost.com/2011/06/30/atm-receipt-showing-astounding...


> But it’s not clear where the customer spent his 400 bucks.

Haha, I have an idea. P.S. Dealbreaker.com is great in general for tabloidy high finance news


Scrooge McDuck was a gold bug so he may have kept the gold to swim in just like Peter Schiff


Canonically according to Rosa the money bin is just his “personal memento” cash - the money he earned by hand and remembers every bit of. It’s only a portion of his fortune.


That's a great point, even Scrooge McDuck does not hold cash!


not putting everything in a "saving account" isn't the same as having it tied up in equity. OP was contrasting cash and equity.




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